It’s an accepted truth that there’s a housing crisis in Britain and that, in order to solve it, more homes need to be built. Even our politicians are united about this, although party lines are naturally drawn when it comes to how to fund construction and the types of sites to be used.

While I don’t have all the answers when it comes to building on brownfield or greenfield sites, which can understandably be an emotive debate, as someone who has worked within challenger banks for many years I do have some thoughts on how these projects can be financed.

And finance is certainly a crucial part of the equation. Though the government has set aside £3bn for the nation’s Home Building Fund in an attempt to boost stock levels, which is a welcome step, the industry knows this isn’t enough to turbocharge construction.

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