I was a vicar in a large inner-city parish and we had many beggars calling at the vicarage for a hand-out. Some of those who called and asked for money for food accepted a sandwich, and as they walked away threw it in our flowerbeds. As a church we wanted to help genuine people in need and I would offer them a chit for an evening meal, bed and breakfast, to take to the Salvation Army hostel. Most of them said that if I didn't trust them with the money, they didn't want my so-and-so chit!
During my time in the parish I offered probably nearly 300 chits, but only two accepted one and only one used it.
I have met many people who, for a variety of reasons, are genuinely homeless. They invariably ask for food. Others were glad to be put in touch with a charity working with the homeless – these charities are much better equipped to help those who have a genuine need and are able to give longer term help than a monetary gift, which may be used for food, but also may be used to push the recipient further along the road of drug or alcohol abuse.
Source
Housing Today
Postscript
Rev Dr Ralph S Werrell, Kenilworth, Warwickshire
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